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    | Money-saving financial calculators for home buyers. The interest rates and payments 
      are estimates and are not guaranteed until you submit an application and 
      the interest rate is officially underwritten by a mortgage company. Also, 
      Payment calculators do not include Private Mortgage Insurance. PMI could 
      be required by some Mortgage Companies based upon the mortgage amount 
      requested. |  
    | Simple Loan 
      Payment Calculator Enter the 
      values of your loan payment to calculate your monthly payments.
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    | How Much 
      House Can You Afford? Submit some 
      values below and find out for yourself.
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    | Mortgage 
      Qualification Calculator The calculator will try to calculate what kind of 
      income lenders will expect you to be making to qualify for the specific 
      values.
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    | Renting 
      vs. Buying This form allows you to compare renting versus 
      buying by submitting how much you want to spend a month and how much down 
      you would put into your house.
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    | APR - How Much 
      Does That Loan Really Cost? Enter the 
      interest rate of your loan, the points and costs and the loan amount. It 
      figures the rest.
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    | Convertible 
      Balloon Mortgage Calculator These days 
      5/25 and 7/23 convertible balloon mortgages are getting more popular since 
      they provide lower rates than conventional 30 year mortgages while still 
      giving a fixed payment schedule for 5 or more years. The risk, of course, 
      is what happens after the initial fixed period is over and you have the 
      possibility of converting your loan. Here is a calculator to try to answer 
      those questions.
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    |  Money-saving financial calculators for home 
      sellers. |  
    | Prepayment 
      Mortgage Reduction CalculatorThis form allows you to see how prepaying your mortgage reduces the length of your 
      mortgage by putting in the current values for your loan. |  
    | How Long Will It 
      Take For My Loan Be Paid Off?Here is a new twist on the mortgage calculator. Here you tell how much you want to 
      spend each month, an interest rate and a loan amount, and the computer 
      tells you how long it will take you to pay it off! |  |